01 Identification of the Service Provider
In compliance with Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSICE), the following identifies the owner of this website:
- Trading name
- Networth.markets
- Legal name
- Johan Steneros
- Tax ID (NIF)
- X0843707K
- Registered address
- Camino Granadilla 9, Guadalmina Alta, 29670 San Pedro Alcantara, Malaga, Spain
- Contact email
- legal@networth.markets
- Website
- networth.markets
The service provider operates as an autónomo (sole trader) registered in Spain and subject to Spanish and European Union law.
02 Scope and Acceptance
These Terms and Conditions govern the contractual relationship between Networth.markets (hereinafter "the Provider") and any individual or legal entity (hereinafter "the Client") that subscribes to or otherwise engages the services offered through networth.markets.
By subscribing to any plan, scheduling a meeting, or otherwise engaging the Provider's services, the Client acknowledges having read, understood, and accepted these Terms in their entirety.
If you do not agree with these Terms, you must not use or engage the services.
03 Description of Services
Networth.markets provides a subscription-based lead generation and digital marketing management service designed for luxury real estate firms. Services include, depending on the plan selected:
- Digital advertising creation and management (Meta Ads, Google Ads, LinkedIn Ads)
- CRM integration and configuration
- AI-powered lead enrichment and scoring
- Email funnel automation
- Performance monitoring and reporting
- Campaign and creative optimisation
The specific scope of services delivered to the Client is determined by the plan selected at the time of subscription, as described on the networth.markets pricing page.
04 Subscription Plans and Pricing
4.1 Plans
The Provider offers subscription tiers (Foundation and Growth). The features and pricing of each plan are detailed on the networth.markets website and may be updated periodically.
4.2 Pricing
All prices are quoted in Euros (€) and are exclusive of applicable taxes unless otherwise stated. Spanish VAT (IVA) will be applied where required under applicable law.
4.3 Payment
Payment is due monthly in advance. The Client authorises recurring monthly charges from the date of subscription commencement. Payments are processed via the Provider's designated payment processor. The Provider does not store payment card details directly.
4.4 Failed Payments
If a payment fails, the Provider will notify the Client and allow a grace period of five (5) business days to resolve the issue. If payment is not received within this period, the Provider reserves the right to suspend services until the outstanding amount is settled.
05 Subscription Term and Cancellation
5.1 Term
Subscriptions operate on a month-to-month basis with no minimum commitment period unless otherwise agreed in writing.
5.2 Cancellation by the Client
The Client may cancel their subscription at any time by providing thirty (30) days' written notice to the Provider via email. The Client will continue to receive services and be charged for the duration of the notice period. No refunds will be issued for unused portions of a billing cycle following cancellation.
5.3 Cancellation by the Provider
The Provider reserves the right to terminate a subscription with thirty (30) days' written notice. In the event of termination by the Provider without cause, any prepaid fees for the unused period will be refunded on a pro-rata basis.
5.4 Immediate Termination
The Provider reserves the right to terminate services immediately and without refund in the event of:
- Material breach of these Terms by the Client
- Non-payment beyond the grace period
- Provision of false or misleading information
- Use of the service for unlawful purposes
06 Onboarding and Implementation
Following subscription confirmation and receipt of first payment, the Provider will initiate onboarding within one (1) business day. The Client agrees to provide reasonable access to necessary platforms, accounts, and information required for implementation in a timely manner. Delays caused by the Client's failure to provide required access may affect campaign launch timelines.
07 Ad Spend Budget
The Provider's subscription fee covers management, strategy, creative, and operational services only. It does not include advertising spend budgets. Ad spend is paid directly by the Client to the relevant advertising platforms (Meta, Google, LinkedIn, etc.) and is separate from the subscription fee. The Provider has no financial interest in the Client's advertising spend level.
08 Client Obligations
The Client agrees to:
- Provide accurate and complete information during onboarding
- Grant necessary access to platforms, CRM systems, and accounts in a timely manner
- Ensure that all property listings, marketing materials, and information provided are accurate and compliant with applicable law
- Not use the service in connection with any unlawful activity or in violation of applicable advertising platform policies
- Maintain confidentiality of any login credentials or access details provided
09 Intellectual Property
9.1 Provider's Materials
All creative assets, ad copy, campaign structures, templates, and proprietary methodologies developed by the Provider remain the intellectual property of the Provider unless explicitly transferred in writing.
9.2 Deliverables
Ad creatives and copy produced specifically for the Client's campaigns are licensed to the Client for use during the active subscription period. Upon termination of the subscription, the Client may retain creatives already delivered but the Provider has no obligation to deliver further materials.
9.3 Client Materials
The Client retains ownership of all materials, brand assets, and data provided to the Provider. The Client grants the Provider a limited licence to use such materials solely for the purpose of delivering the agreed services.
10 Confidentiality
Both parties agree to keep confidential any proprietary or sensitive information disclosed during the course of the engagement and not to disclose such information to third parties without prior written consent, except where required by law.
11 Performance and Results
The Provider will use professional skill and reasonable endeavours to deliver the services described. However, the Provider makes no guarantee of specific results, including but not limited to lead volume, conversion rates, or revenue generated. Digital advertising performance is subject to external factors including platform algorithm changes, market conditions, and competition that are outside the Provider's control.
12 Limitation of Liability
To the maximum extent permitted by applicable Spanish and EU law:
- The Provider's total liability to the Client for any claim arising under or in connection with these Terms shall not exceed the total fees paid by the Client in the three (3) months preceding the event giving rise to the claim.
- The Provider shall not be liable for any indirect, consequential, special, or incidental losses, including loss of revenue, loss of profit, or loss of business opportunity.
Nothing in these Terms excludes liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.
13 Force Majeure
The Provider shall not be liable for any failure or delay in performing services caused by circumstances beyond its reasonable control, including but not limited to platform outages, changes to advertising platform policies, natural disasters, or governmental action.
14 Amendments
The Provider reserves the right to amend these Terms at any time. Clients will be notified of material changes via email at least thirty (30) days in advance. Continued use of the service following notification constitutes acceptance of the updated Terms.
15 Governing Law and Jurisdiction
These Terms are governed by Spanish law. In the event of any dispute arising from or in connection with these Terms, the parties agree to submit to the jurisdiction of the courts of Marbella, Malaga, Spain, without prejudice to the Client's right to bring proceedings in their local jurisdiction under applicable EU consumer protection law.
16 Contact
For any questions regarding these Terms, please contact:
- legal@networth.markets
- Address
- Camino Granadilla 9, Guadalmina Alta, 29670 San Pedro Alcantara, Malaga, Spain